Summer travel season has officially begun, and the excitement of a much-needed vacation may be on the horizon. To help secure a safe travel experience, be mindful of the associated risks of identity theft, information hacking, and fraud. Cybercriminals are always on the hunt for access to personal information to use for fraudulent purposes. Even the most experienced and cautious travelers can fall prey to their schemes. Fortunately, there are steps you can take. Before you pack your bags, here are three tips to help keep your identity and your finances secure while you’re away.

  1. Set up fraud alerts Before you leave for your trip, make sure to set up fraud alerts with your bank and credit card company. This is an essential step to monitor any suspicious activity on your accounts. You will receive a notification if there is any unauthorized use of your card, and you can take immediate action to prevent further damage. Make sure to update your phone number and email address to receive these alerts while traveling.
  2. Use a VPN When traveling, you should use a Virtual Private Network (VPN) to secure your internet connection whenever possible. A VPN creates an encrypted connection between your device and the internet, making it more difficult for cybercriminals to intercept your data. Whether you're using public Wi-Fi at a coffee shop, hotel, or airport, a VPN will better protect your online activity from hackers. There are many VPN services available for a small fee, and it's worth the investment to protect your personal information. Here’s an article from Forbes on how to choose a VPN.
  3. Secure your devices Your smartphones, tablets, and laptops contain a vast amount of personal information, making them a prime target for cybercriminals. To protect your devices, make sure to use a strong password or PIN to lock your screens, or enable biometric security features. Avoid saving sensitive information on your devices and always log out of your accounts when not in use. It's also essential to update your devices and apps regularly to ensure they have the latest security patches. Beware of public charging stations or USB ports. These can be used to compromise a device or load malware onto it.

Traveling can be a fun and exciting experience, but it's crucial to take the necessary steps to protect your identity. By setting up fraud alerts, using a VPN, and securing your devices, you can minimize the risk of falling prey to cybercriminals. These cybersecurity tips are easy to implement and can provide peace of mind while on vacation. If you have any questions about how to set up fraud alerts on your CrossFirst Bank accounts, contact us for assistance. Safe travels!